Please see the below loan types we offer.
Today’s VA loan offers active military, Veterans, and surviving spouses so many advantages for buying, refinancing, or building a home. With no loan limits, the ability to have more than one, and flexible guidelines, it may be the best loan in America.
No down payment home loan available to purchase a primary residence. Available in most rural & suburban areas offering liberal income limits, flexible qualification, & affordable terms, it makes buying a home easier for first-time buyers and more.
Flexibility and making it easier to buy a home is what FHA is known for. Buyer benefits include a low down payment, co-signers, one year of commission or bonus income, and much more make homeownership easier. Streamline refinancing available as well.
The ability to purchase or refinance a primary residence, second home, or rental property makes these loans the most widely used. Down payment as low as 3%, affordable payment options, and even option to pay your own taxes and insurance provides many advantages.
Lack of down payment is the biggest obstacle to homeownership in the U.S. Combining down payment assistance with one of our other home loans solves this problem. Assistance options offered for first time home buyers, military, & certain employment fields.
Being able to pull funds from one house while listed for sale to purchase another would make buying a home a lot easier. Most loan programs will not allow this. Although, a bridge loan is a temporary loan to get quick funds for a purchase.
Looking to build a custom home in NC, SC, VA, or MD? We offer conventional, FHA, and VA construction loans for building a primary residence. The ability to build on your own land or purchase land within the loan makes for a very exciting option.
Not every home is in great shape, or maybe you just want to make some changes. Renovation or rehab loans offer the ability to finance the purchase price plus renovation costs with little down payment using the as-completed appraised value.
Buying or refinancing a luxury home may mean a larger loan amount. Fortunately, we offer conventional and VA jumbo loans to finance larger, higher-priced properties. Plus, buying a higher-priced home does not mean it has to be an expensive loan.
Have you dreamed of owning a vacation home for a family getaway place? Buying a second home at the beach, on a lake, in the mountains, or just another town with as little as 10% down payment could even provide vacation rental income for you.
Building wealth or extra cash flow through real estate is common, and using a conventional loan to purchase or refinance an investment property is possible. Up to 30-year fixed rate terms and as little as 20% down payment provide solutions.
Looking to lower your interest rate or mortgage payment, buying out an ex-spouse, make home improvements, or get cash out for other reasons? Refinancing could allow these to happen. Especially popular when rates are low. So, take advantage!
Want to purchase land or a lot, but not ready to build quite yet? Lot loans provide a quick solution to own your piece of the Earth. This means strictly land and no dwelling on it.
You work hard to build equity in your home, then a home equity line of credit allows a homeowner to access that equity for about anything. Currently available in NC, SC, VA, MD, we may lend up to 89% of a home’s value with interest-only minimum payments.
